An AML & KYC Specialist works within banks, fintech companies, and financial institutions to prevent illicit financial activities such as money laundering and fraud. Responsibilities include conducting customer due diligence, verifying identities, monitoring transactions, identifying suspicious patterns, preparing regulatory reports, and supporting investigations. They collaborate with compliance teams and regulatory authorities. Tools include transaction monitoring systems, sanctions screening platforms, compliance dashboards, data analytics tools, and legal research databases. The role strengthens financial system integrity, ensures regulatory compliance, and mitigates risks associated with financial crimes in global financial ecosystems.