Loan/Credit Analyst

Business, Economics and Management / Finance, Banking and Investment Systems / Banking, Lending and Retail Financial Services

Combines loan processing and credit evaluation to assess borrower eligibility and ensure lending quality.

Career Overview

Growth Outlook: High

Loan/credit analysts merge underwriting and processing duties: analysing borrower data, validating documents, assessing credit score, calculating risk, preparing appraisal reports, and interacting with applicants for clarifications. They support retail lending for personal, business, vehicle, and mortgage loans.

Top Skills

  • Underwriting
  • Credit scoring
  • Document verification
  • Customer communication
  • Risk evaluation

Education Pathway

  • 12th Commerce
  • BCom/BBA
  • Lending Certifications/PGDM

Suggested UG Degrees

  • BCom
  • BBA

PG / Advancement Options

  • PGDM Banking & Finance

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Also Known As

  • Credit Underwriter
  • Loan Assessment Analyst
  • Lending Analyst
  • Consumer Lending Analyst